You devote so much of your time and energy to provide for the people you love. Limited income, therefore, should not be a reason why you should be deprived of the chance to protect your loved ones for life’s many uncertainties.
PhilLife believes everyone deserves to have peace of mind. That is why it offers a life insurance plan that is…. Protection to cover your entire life at an affordable premium.
With PhilLife’s Access Plan, you can enjoy the benefit of full life coverage while taking advantage of a payment plan that is stretched to 12 years. And if that’s not enough, your Access Plan will start earning cash values on the second year pouring in more money to your insurance policy. You can even borrow up part of your earned cash values for whatever purpose you see fit.
Access Plan comes with a built-in rider called TERMINAL ILLNESS BENEFIT. This is an added protection where PhilLife can advance half of insurance face amount (maximum of P 2 million) in case the insured is diagnosed with a terminal illness. This is PhilLife’s way of being there for you and your family, especially in your direst situations.
Apart from the Terminal Illness Benefit rider that comes FREE with ACCESS PLAN, you also have the choice of adding more features:
Waiver of premium due to total and permanent disability up to age 60 (can be issued to payors aged 18 – 55 years old)
Accidental death benefits up to age 65, which gives your beneficiary 200% of the face amount of your insurance in case of death due to accident. (can be issued to payors aged 10 – 64 years old)
Payor’s clause, where PhilLife waives future basic annual premiums of the minor insured’s policy if the payor of the insurance becomes disabled or passes away (attachable to policyholders age 0-17)
MEDICASH benefit for 12 years or up to age 55 (whichever comes first). This privilege gives you 180 days per year of daily hospitalization income benefit, 45 days per year of ICU confinement benefit, and surgical allowance up to P10,000 per year (can be issued to policyholders aged 20 – 55 years old).
Hospitalization Daily Income Benefit. In case you will need year-long confinement, this benefit gives you hospitalization allowance every single day you spend in the hospital. Apart from this, you also stand to receive a surgical allowance up to P10,000 per year. (can be issued to policyholders aged 20 – 55 years old).