Typical employees in the Philippines often find themselves in two situations when talking about 13th month pay. If their bonuses were handed out early, like late October or early November, chances are they have already used up all the extra cash with barely anything spent on Christmas gifts. On the other hand, employees who received their Yuletide blessing during the first part of December may likely find themselves in the midst of a traumatic Christmas rush.
Either way, the situation is unpleasant. You end up stressed out and out of cash when the New Year arrives. But there’s a better way of surviving Christmas without ending up broke. All you need is a bit of creativity and a few things that may already be available in your home. We’re talking about DIY-ing your Christmas gifts. Not only are they cheap, the people who receive them would likely appreciate the effort you made in handing them unique gifts this season.
PhilLife Financial is making things easy for you. If you have a weekend to spare, we have found some ideas—after scouring Pinterest—to get you started on creating really nice and inexpensive gifts.
Make sure you follow PhilLife Financial on Pinterest for more financial and money-saving ideas. Feel free also to comment your suggestions.
*The featured image above is a derivative of “Gifts” by Jennifer C., used under CC BY.